Your One-Stop Solution For All Your Insurance Quotes! You're NOT Going to Get 5 or 6 Other Brokers Calling! - Your Health Information Stays With Us. PERIOD!


At HealthInsuranceandYou.Com we know that a website can NOT substitute for courteous service from an Experienced Professional. Looking forward to speaking with you for a informative discussion regarding YOUR insurance needs.

We offer high quality Insurance and Financial products and services to the Individual Health and Business Marketplace.



Serving Laguna Niguel, Orange County and Southern California Clients for 30+ Years!


Individual Health Insurance

VSP Individual Vision Plans

Senior Plans - Dental/Vision

UnitedHealthcare -  Advantage Plans

                               - Medicare Supplement Plans 

ALL Medigap Plans

Blue Shield Plan F Extra

Blue Shield Plan G Extra

Part A & Part B Medicare



Short Term Health Insurance


Life Insurance, Final Expense, Free Insurance Quotes, Disability Insurance, Dental Insurance, Covered California, CA Health Insurance Exchange Plans, Chiropractic, VSP Vision Plans, Anthem Blue Cross, Blue Shield of CA, Laguna Niguel, Orange County CA


Health Insurance protects your financial security by providing the means to pay for medical expenses due to an unexpected illness or injury. Health Insurance and You is an insurance agency that specializes in health insurance for groups, individuals, families and seniors with 2020 Medical Insurance Plans, 2020 UnitedHealthcare Medicare Advantage, 2020 UnitedHealthcare Medicare Supplement  & 2020 UnitedHealthcare Part D RX Plans, 2020 MEDIGAP, PART C ADVANTAGE PLANS, Life Insurance, Individual Medical, Vision insurance, Dental Insurance . We are committed to providing excellent customer care throughout the year. We work closely with our clients to determine their medical needs, budget and lifestyle and use our expertise to select health plans that provide the coverage and benefits they need. Our experienced staff is available to answer any questions or concerns you might have regarding your medical insurance, and we save you time and frustration by dealing with the health insurance carrier directly to resolve issues and solve problems.

For more than 3 decades we have helped individuals and families in California make sense of the confusion that is inherent in health insurance policies. Many things have changed in the last 30 years and what was simple has become very complex and confusing. Sorting through the vast amount of information and comparing plans to find out what is the best fit for you can be overwhelming. That is where Health Insurance and You can help. We know the benefits and coverage offered by each plan and will help you to select the health plan that fits your priorities, not the insurance companies. We give you the personal service and straight forward answers required to make an informed decision.

Health care reform has brought many changes to the health insurance industry. If you are looking for health insurance for the first time or want to compare your current healthcare plan to the CA Health Insurance Exchange metal plans, we are here to help. We determine your best choice for healthcare insurance and verify if you are eligible for a federal subsidy. The covered California health plans can be obtained here as well as health plans outside the CA Health Exchange.

Purchasing health insurance is a critical financial decision whether it is for yourself, your family or your business. Having an expert take the time to evaluate your medical requirements, walk you through your options, weed out features you don't need and present the best choices will give you peace of mind. We review your medical insurance annually, or more often when there's a change, to be sure you have the coverage that's best suited to your needs. We work with the insurance company on your behalf and cut through red tape. It's like having an advocate on the inside without any added cost! Serving Laguna Niguel and Orange County CA



UnitedHealthCare Medicare Solutions Advantage Providers

ObamaCare and You

COVERED CA Subsidy Calculator